For sale · Costa del Sol · Monda
Available€299,000€312,000
4 beds · 2 baths · 130 m² built
Price reduced
Ref HT5310589Updated daily · Last sync 31 October 2026
About this property
Four-bedroom townhouse in Monda, Costa del Sol, configured as two separate living spaces across three storeys. The property divides into a self-contained one-bedroom apartment on the lower floor and a three-bedroom residence above, offering flexible accommodation for extended family or rental income potential. Air conditioning runs throughout both units, with hot and cold settings controlled independently.
The main residence occupies the second and third floors, with two bedrooms, a lounge-dining room, kitchen and bathroom on the second level, plus a 40sqm terrace with barbecue area. The third floor holds a fourth bedroom currently used as a study. The ground-floor apartment contains an American-style kitchen open to the lounge-dining area, a separate bedroom and bathroom. Fitted wardrobes feature in the bedrooms, and a utility room provides additional storage. The south-facing orientation brings natural light into the main living spaces, whilst covered and private terrace areas extend the usable space outdoors.
Monda sits in the hills 45 minutes inland from Marbella, where this white-washed mountain pueblo retains its traditional Andalusian character. Shops, schools and forest walking trails all lie within walking distance of the property. The village centre, with its weekly market and local restaurants, is a five-minute walk from the house. WiFi connectivity and proximity to transport links maintain practical access to the coast and Málaga airport beyond.
Features
Property details
Location
Map shows the approximate Monda area. Exact address provided upon request. This property is in MondaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Monda. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€2,300 / m²
€2,300 × 130 m² = €299,000 asking
Comparable averages
Monda villas
16 active listings
Similar properties
Market average €3,167/sqm across 16 active monda villas.