For sale · Costa del Sol · Vélez-Málaga
Available4-Bed Finca for Sale in Costa del Sol East, Vélez-Málaga
€890,000€999,000
4 beds · 1 bath · 1777 m² built · 4000 m² plot
Price reduced
Ref HT5253754Updated daily · Last sync 23 July 2026
About this property
Overview
Four-bedroom finca with private pool in Costa del Sol East, Vélez-Málaga, Costa del Sol. This equestrian property spans 1,777 square metres of built space across a 4,000-square-metre plot and centres on a fully operational riding facility with 50 individual stalls. The covered and open riding arenas allow year-round training, while the dedicated horse wash, tack room, and hayloft with sawdust storage keep daily operations running efficiently.
Inside, the four bedrooms and bathroom occupy part-furnished accommodation that serves the residential function of the property. The working areas include a functional office for managing bookings and schedules, plus a tack room fitted with two toilets for staff and visitors. Storage extends across the hayloft and separate zones for equipment, with ventilation systems installed throughout the stabling blocks to maintain air quality for the horses.
The centre sits one minute from the A-7 motorway junction, placing Málaga Airport 35 minutes west and Granada 90 minutes north. Torre del Mar beach lies four kilometres south, reachable in four minutes by car, and the town centre of Vélez-Málaga is three kilometres inland with veterinary clinics, feed suppliers, and supermarkets all within a five-minute radius. The stalls feature individual drainage channels and rubber matting underfoot.
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Features
What this home includes
- Pool
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 4
- Bathrooms
- 1
- Built area
- 1777 m²
- Plot size
- 4000 m²
- Levels
- 2
- Furniture
- Part Furnished
- Pool
- Yes
- Energy rating
- E
- CO₂ rating
- E
- Area
- Costa del Sol East
- City
- Vélez-Málaga
- Postcode
- 29700
- Province
- Málaga
- Coast
- Costa del Sol
Location
Costa del Sol East, Vélez-Málaga
Map shows the approximate Costa del Sol East, Vélez-Málaga area. Exact address provided upon request. This property is in Vélez-MálagaCosta del Sol.
Nearest beach
10 mindrive
Puerto Deportivo Caleta de Vélez
11 mindrive
Hospital Comarcal de La Axarquía
9 mindrive
Málaga Airport (AGP)
58 mindrive
9 questions answered
Buying this finca in Costa del Sol East
Can foreigners buy property in Vélez-Málaga?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Vélez-Málaga. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Vélez-Málaga?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
