For sale · Costa del Sol · Tolox
Available3-Bed Villa for Sale in Tolox
€349,000€350,000
3 beds · 2 baths · 99 m² built · 10971 m² plot
Price reduced
Ref HT5356651Updated daily · Last sync 10 October 2026
About this property
Overview
Three-bedroom villa with private pool in Tolox, Costa del Sol. This detached finca occupies an elevated position on a 10,971sqm plot, delivering far-reaching views across the valley towards Málaga Bay. The south-facing orientation ensures natural light throughout the day, whilst a large shaded terrace wraps around the 99sqm building, creating multiple outdoor living zones connected by French windows.
Inside, the layout provides three bedrooms and two bathrooms across a single level. The lounge features two sets of French windows opening directly onto the terrace, with a feature fireplace as a focal point. The property benefits from generous outdoor space, with the main structure positioned at the top of the plot to maximise the panoramic aspect. One parking space is included, and good access roads connect the site to the surrounding area. The villa remains unfurnished, offering a blank canvas for personalisation.
The finca sits in the hills above Tolox, a white village known for its spa waters and proximity to the Sierra de las Nieves. The village centre lies a 10-minute drive away, where you'll find local amenities, tapas bars and the weekly market. Málaga city and the coast are accessible within 45 minutes by car, whilst the mountain setting provides direct access to hiking trails leading into the national park.
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Features
What this home includes
- Private pool
- Countryside view
- Mountain view
- Ensuite bathroom
- Fitted kitchen
- Private parking
Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 99 m²
- Plot size
- 10971 m²
- Parking spaces
- 1
- Pool
- Yes
- Orientation
- South
- Energy rating
- D
- City
- Tolox
- Province
- Málaga
- Coast
- Costa del Sol
Location
Tolox
Map shows the approximate Tolox area. Exact address provided upon request. This property is in ToloxCosta del Sol.
Hospital Recoletas Salud Marbella
51 mindrive
Málaga Airport (AGP)
60 mindrive
9 questions answered
Buying this villa in Tolox
Can foreigners buy property in Tolox?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Tolox. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Tolox?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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