For sale · Costa del Sol · Tolox
Available€190,000
5 beds · 1 bath · 177 m² built · 55 m² plot
Ref HT5076622Updated daily · Last sync 31 October 2026
About this property
Five-bedroom townhouse with mountain views in Tolox, Costa del Sol. This semi-detached property spans 177 square metres across three floors, where balconies wrap around the upper levels to frame panoramic vistas of the village rooftops and the Sierra de las Nieves peaks beyond. The layout delivers generous proportions throughout, with five bedrooms that accommodate family or guests without compromise.
Inside, the fully equipped kitchen anchors the ground floor, whilst the single large bathroom serves all five bedrooms across the three levels. Natural light reaches each floor through windows that open onto those view-capturing balconies, where mornings begin with mountain air and evenings stretch long under Andalusian skies. The 55-square-metre plot keeps maintenance minimal, focusing attention on the interior space and those elevated outdoor terraces that function as additional living areas for much of the year.
Tolox village centre sits just a few minutes' walk from the front door, where local bars and restaurants line streets that have served the community for generations. The property stands in the Sierra de las Nieves, a designated biosphere reserve where hiking trails thread through chestnut forests and limestone gorges. Málaga airport lies 40 minutes by car, connecting this mountain enclave to international routes whilst preserving the quiet that defines daily life here. The balconies face directly towards the sierra's ridgelines, which shift from green to gold as seasons turn.
Features
Property details
Location
Map shows the approximate Tolox area. Exact address provided upon request. This property is in ToloxCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Tolox. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€1,073 / m²
€1,073 × 177 m² = €190,000 asking
Comparable averages
Tolox townhouses
9 active listings
Similar properties
Market average €1,046/sqm across 9 active tolox townhouses.