For sale · Costa del Sol · Tolox
Available3-Bed Finca for Sale in Tolox
€309,000
3 beds · 1 bath · 106 m² built · 5964 m² plot
Ref HT5485606Updated daily · Last sync 31 October 2026
About this property
Overview
Three-bedroom finca in Tolox, Costa del Sol, offering 5,964 square metres of private land within Sierra de las Nieves National Park. The estate sits in a protected natural setting with 360-degree panoramic views and no neighbouring properties, accessed via a fully paved road with reliable internet connectivity. Two separate buildings were completely renovated seven years ago using premium materials, creating 106 square metres of contemporary living space within a traditional rural framework.
The main house provides three bedrooms fitted with built-in wardrobes, a bathroom, and a high-specification white lacquered oak kitchen extending four metres in length. A pellet stove heats the interior alongside stone radiators, whilst the open-plan layout connects the kitchen directly to the living areas. The second building functions independently, expanding the usable space across the plot. Outside, the nearly 6,000-square-metre grounds offer multiple terraces and uninterrupted mountain vistas across the national park, with established landscaping and mature planting throughout the estate.
Tolox occupies the western edge of Sierra de las Nieves National Park, 28 kilometres north of Marbella's coastal centre. The village maintains its traditional Andalusian character with whitewashed houses and narrow streets, whilst the finca's elevated position places it within the park's protected zone. The town of Coín lies 15 kilometres to the east, providing supermarkets, medical facilities, and transport links to Málaga Airport, which sits 58 kilometres away via the A-355 and A-357 routes.
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Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 3
- Bathrooms
- 1
- Built area
- 106 m²
- Plot size
- 5964 m²
- Levels
- 2
- Year built
- 2004
- City
- Tolox
- Province
- Málaga
- Coast
- Costa del Sol
Location
Tolox
Map shows the approximate Tolox area. Exact address provided upon request. This property is in ToloxCosta del Sol.
Hospital Recoletas Salud Marbella
51 mindrive
Málaga Airport (AGP)
60 mindrive
9 questions answered
Buying this finca in Tolox
Can foreigners buy property in Tolox?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Tolox. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Tolox?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
