For sale · Costa del Sol · Estepona
Available3-Bed Townhouse for Sale in Estepona
€540,000
3 beds · 3 baths · 143 m² built
Ref HT5523880Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom villa in Estepona, Costa del Sol. This semi-detached townhouse spans 143 square metres across a layout designed for family living, with each of the three bedrooms served by its own bathroom. Built in 1993, the property offers separation between sleeping quarters and living areas, allowing multiple generations or guests to share the space comfortably.
The ground level opens to a private swimming pool, accessible directly from the main living area through patio doors that draw natural light into the interior rooms. Three bathrooms are distributed across the floors, eliminating morning bottlenecks and providing en-suite convenience for the principal bedroom. The property includes a garage with internal access, keeping vehicles secure and creating additional storage space for sports equipment or seasonal items. The kitchen connects to a separate utility area, keeping laundry and household tasks away from entertaining zones.
The villa sits within a residential neighbourhood in Estepona, 2.5 kilometres from the town's historic centre and its collection of whitewashed plazas. Estepona's beachfront promenade lies within a seven-minute drive, offering 21 kilometres of coastal paths that stretch from the marina to the western edge of the municipality. Local supermarkets and primary schools are accessible within walking distance, whilst the AP-7 motorway provides connections to Marbella in 25 minutes and Málaga Airport in 50 minutes. The property's position places it between the town's amenities and the quieter residential streets that climb towards the Sierra Bermeja foothills.
Read moreRead less
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Semi-detached house
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 143 m²
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
