For sale · Costa del Sol · Estepona
Available3-Bed Townhouse for Sale in Estepona
€850,000
3 beds · 3 baths · 163 m² built
Ref HT5524759Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom townhouse with beachfront position in Estepona, Costa del Sol. This 2025-built property sits just 80 metres from the sand, placing the Mediterranean shoreline within a one-minute walk. The 47-square-metre rooftop solarium captures unobstructed sea views across three private outdoor levels, each connected by an internal staircase that links the ground floor through to the top terrace.
Inside, 163 square metres of living space spans three floors. The ground level opens onto an open-plan living and dining area with a fully equipped kitchen fitted with Bosch appliances. Three bedrooms occupy the upper floors, each with an en-suite bathroom and access to private terrace space. The master suite on the second floor extends onto its own terrace before the staircase continues to the rooftop solarium. Floors throughout are finished in polished materials that reflect the coastal light, and the property comes with optional furniture included in the sale. Air conditioning and double glazing feature across all three levels.
The townhouse stands in Estepona Old Town, where whitewashed streets meet the Paseo Marítimo promenade within 80 metres of the front door. Plaza de las Flores, the town's central square lined with orange trees and tapas bars, lies 400 metres to the north. Estepona Marina sits 1.2 kilometres west along the beachfront, reachable by a 15-minute walk on the coastal path. The property occupies a corner position on a quiet residential street that runs perpendicular to the beach, with no through traffic beyond local residents.
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Features
What this home includes
- Sea view
- Beachfront
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 163 m²
- Terrace
- 47 m²
- Beachfront
- Yes
- Sea view
- Yes
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
