For sale · Costa del Sol · Estepona
Available3-Bed Penthouse in Jardines de Nueva Galera, Estepona
Residential complexJardines de Nueva GaleraGated community
€620,000€690,000
3 beds · 2 baths · 100 m² built
Price reduced
Ref HT5494006Updated daily · Last sync 29 October 2026
About this property
Overview
Three-bedroom penthouse with sea views in Estepona, Costa del Sol. The private rooftop solarium spans 95 square metres and connects to the main terrace via a spiral staircase, creating 138 square metres of outdoor space in total where Mediterranean views stretch uninterrupted to the horizon.
Inside, the 100-square-metre layout includes a living and dining area that opens directly onto the 43-square-metre terrace, a separate kitchen, and three bedrooms served by two bathrooms. The master bedroom shares the same open sea aspect as the living space. The apartment occupies the top floor, built in 2006 and maintained in excellent condition throughout. One parking space accompanies the property.
Jardines de Nueva Galera is a gated complex in the Buenas Noches area, with communal pool, landscaped gardens and 24-hour security. Estepona's marina sits approximately 10 minutes' drive east along the coast road, whilst the town centre with its weekly market and tapas quarter lies a similar distance inland. The solarium offers space for an outdoor dining table, barbecue station, and separate sun loungers without crowding the layout.
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Features
What this home includes
- Panoramic view
- Sea view
- Barbecue
- Solarium
- Air conditioning
- Storage room
- Covered parking
- Garage
- Close to the sea
- Terrace
Property details
Specifications
- Property type
- Penthouse
- Subtype
- Penthouse
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 100 m²
- Terrace
- 138 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Sea view
- Yes
- Orientation
- South, South West, West
- Complex
- Jardines de Nueva Galera
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexJardines de Nueva GaleraMap shows the Jardines de Nueva Galera complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this penthouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
