For sale · Costa del Sol · Estepona
Available3-Bed Penthouse for Sale in Estepona
€1,650,000
3 beds · 3 baths · 179 m² built
Ref HT5527375Updated daily · Last sync 28 October 2026
About this property
Overview
Three-bedroom penthouse with beachfront position in Estepona, Costa del Sol. Step directly from the building onto the sand, with the Mediterranean a few metres from your front door. This duplex occupies the top floor and includes a private solarium where you can watch the sunrise over the sea without leaving the property.
The penthouse measures 179sqm inside with an additional 100sqm of terrace space across both levels. Three bedrooms and three bathrooms are arranged to maximise natural light, with principal rooms facing the water. The upper level solarium provides 360-degree views and enough space for outdoor dining, sun loungers, and evening entertaining. One parking space is included, and there is a communal pool within the development. The property was built in 1989 and remains in good condition, with furniture available by separate negotiation.
The building sits on the beachfront in one of Estepona's most established coastal areas, where the promenade runs directly past the entrance. Estepona's old town centre lies 2km to the west, with its whitewashed streets, weekly market, and harbour-side restaurants. The port itself is a 10-minute drive along the coastal road, and the town has grown into one of the Costa del Sol's most sought-after year-round destinations. The solarium catches the sun from early morning through to sunset over the water.
Read moreRead less
Features
What this home includes
- Pool
- Sea view
- Beachfront
- Terrace
Property details
Specifications
- Property type
- Penthouse
- Subtype
- Penthouse
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 179 m²
- Terrace
- 100 m²
- Parking spaces
- 1
- Pool
- Yes
- Beachfront
- Yes
- Sea view
- Yes
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this penthouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
