For sale · Costa del Sol · Vélez-Málaga
Available3-Bed Finca for Sale in Costa del Sol East, Vélez-Málaga
€1,150,000
3 beds · 2 baths · 934 m² built · 17298 m² plot
Ref HT5305204Updated daily · Last sync 23 June 2026
About this property
Overview
Three-bedroom finca with private pool in Costa del Sol East, Vélez-Málaga, Costa del Sol. This is a working subtropical plantation spanning 17,298 square metres, currently producing income from 850 mature mango trees, 250 Hass avocado trees, and over 400 additional citrus and passion fruit plants. The operation includes modern irrigation infrastructure and established commercial distribution channels.
The 934-square-metre main residence is fully furnished and maintained to an excellent standard. Two bathrooms serve the three bedrooms, whilst a 100-square-metre terrace provides outdoor living space overlooking the groves. The property includes one parking space, a private swimming pool, and a separate one-million-litre water storage tank that supplies the entire estate through a long-term contracted source. Harvesting machinery and a complete irrigation system are integrated throughout the plantation, which has been designed for low-maintenance commercial production.
The finca sits in Vélez-Málaga's established agricultural belt, 8 kilometres north of Torre del Mar beach on the eastern Costa del Sol. The town of Vélez-Málaga, with its municipal services and weekly produce markets, is a 12-minute drive from the property. Málaga Airport lies 45 kilometres west via the A-7 coastal motorway. The estate's position in one of Andalusia's most productive subtropical zones provides both microclimate advantages for year-round cultivation and proximity to the commercial infrastructure that supports the region's export agriculture industry.
Read moreRead less
Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 934 m²
- Terrace
- 100 m²
- Plot size
- 17298 m²
- Parking spaces
- 1
- Levels
- 1
- Year built
- 1987
- Condition
- Excellent
- Furniture
- Fully Furnished
- Pool
- Yes
- Area
- Costa del Sol East
- City
- Vélez-Málaga
- Province
- Málaga
- Coast
- Costa del Sol
Location
Costa del Sol East, Vélez-Málaga
Map shows the approximate Costa del Sol East, Vélez-Málaga area. Exact address provided upon request. This property is in Vélez-MálagaCosta del Sol.
Nearest beach
10 mindrive
Puerto Deportivo Caleta de Vélez
11 mindrive
Hospital Comarcal de La Axarquía
9 mindrive
Málaga Airport (AGP)
58 mindrive
9 questions answered
Buying this finca in Costa del Sol East
Can foreigners buy property in Vélez-Málaga?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Vélez-Málaga. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Vélez-Málaga?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
