For sale · Costa del Sol · Coín
Available3-Bed Finca for Sale in Coín
€339,000
3 beds · 2 baths · 126 m² built · 13859 m² plot
Ref HT5444986Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom finca with private pool in Coín, Costa del Sol. This south-west-facing property sits on 13,859sqm of registered urban land, offering complete privacy and mountain views across the Gibralgalia countryside. The 126sqm home is fully furnished and maintained to an excellent standard, with a modern open-plan kitchen featuring a central island that connects directly to the living area.
The accommodation includes three double bedrooms and two bathrooms across a single-storey layout designed for practical family living. The kitchen island provides additional workspace and casual dining, while the 19sqm terrace extends the living space outdoors. A dedicated parking space is included, and the property benefits from established gardens across the substantial plot, which provides scope for equestrian use, vegetable cultivation, or further landscaping. The south-west orientation ensures natural light throughout the afternoon and evening, with the terrace positioned to capture sunset views over the surrounding hills.
The finca is located in the rural Gibralgalia area between Cártama and Coín, 25 minutes by car from Málaga city centre and the airport. The property sits within easy reach of three market towns: Coín is 10 minutes away, Cártama 15 minutes, and Pizarra 12 minutes, each offering supermarkets, schools, and medical facilities. The elevated position provides uninterrupted mountain views while remaining accessible via a maintained track from the main road.
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Features
What this home includes
- Private pool
- Countryside view
- Mountain view
- Panoramic view
- Private garden
- Air conditioning
- Fitted kitchen
- Furnished
- Storage room
- Utility room
- Private parking
- Close to town
- Terrace
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 126 m²
- Terrace
- 19 m²
- Plot size
- 13859 m²
- Parking spaces
- 1
- Pool
- Yes
- Orientation
- South West
- City
- Coín
- Province
- Málaga
- Coast
- Costa del Sol
Location
Coín
Map shows the approximate Coín area. Exact address provided upon request. This property is in CoínCosta del Sol.
Nearest beach
47 mindrive
Lauro Golf
19 mindrive
Hospital Valle del Guadalhorce
17 mindrive
Málaga Airport (AGP)
40 mindrive
9 questions answered
Buying this finca in Coín
Can foreigners buy property in Coín?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Coín. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Coín?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
