For sale · Costa del Sol · Coín
Available3-Bed Finca for Sale in Coín
Gated community
€325,000
3 beds · 2 baths · 189 m² built · 4579 m² plot
Ref HT5504074Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom finca with private pool in Coín, Costa del Sol. This traditional country property sits on 4,579 square metres of fully enclosed land, offering the rare combination of a two-bedroom main house and a separate one-bedroom casita. The plot includes a usable storeroom-workshop and multiple garden outbuildings, giving you flexibility for storage, hobbies, or future guest accommodation.
The main house spans 189 square metres with an open-plan living, dining, and kitchen area centred around a traditional fireplace. Both properties share 80 square metres of external terraces that wrap around the buildings, creating distinct zones for morning coffee and evening meals. The casita functions as a self-contained guest suite or rental unit with its own entrance, whilst the workshop provides covered space for tools, vehicles, or conversion into additional living quarters. The land itself is stocked and productive, with established plantings throughout.
The finca occupies a private position off a gravel road in Las Chapas, accessed through electric gates via your own driveway. Coín town centre lies five minutes away by car, where you'll find supermarkets, restaurants, and the weekly market. The property sits 30 kilometres inland from Málaga Airport, placing you beyond the coastal density whilst maintaining straightforward access to the motorway network.
Read moreRead less
Features
What this home includes
- Private pool
- Countryside view
- Mountain view
- Barbecue
- Private garden
- Solarium
- Air conditioning
- Fireplace
- Fitted kitchen
- Storage room
- Utility room
- Fibre internet
- Close to town
- Terrace
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 189 m²
- Terrace
- 80 m²
- Plot size
- 4579 m²
- Pool
- Yes
- Gated community
- Yes
- Orientation
- East, South East, South
- City
- Coín
- Province
- Málaga
- Coast
- Costa del Sol
Location
Coín
Map shows the approximate Coín area. Exact address provided upon request. This property is in CoínCosta del Sol.
Nearest beach
47 mindrive
Lauro Golf
19 mindrive
Hospital Valle del Guadalhorce
17 mindrive
Málaga Airport (AGP)
40 mindrive
9 questions answered
Buying this finca in Coín
Can foreigners buy property in Coín?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Coín. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Coín?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
