For sale · Costa del Sol · Estepona
Available3-Bed Apartment in Bayside Homes, Estepona
Residential complexBayside HomesGated community
€570,000
3 beds · 2 baths · 108 m² built · 22 m² plot
Ref HT5423395Updated daily · Last sync 29 October 2026
About this property
Overview
Three-bedroom apartment with private pool in Estepona, Costa del Sol. This ground-floor residence in the Bayside Homes development delivers 108sqm of contemporary living space, complete with a 22sqm private garden and 20sqm terrace where the Mediterranean climate becomes part of daily life. The open-plan kitchen centres on a fitted island that connects cooking and conversation, whilst floor-to-ceiling windows dissolve the boundary between indoor and outdoor zones.
The layout provides three bedrooms and two bathrooms across a single level, with the principal bedroom accessing the terrace directly. The living area extends onto the private garden, offering an additional outdoor room for morning coffee or evening meals. A dedicated parking space accompanies the property, alongside access to the complex's communal pool and gym. The apartment arrives fully furnished with contemporary pieces selected to complement the clean-lined architecture, and completion is scheduled for 2026, meaning you receive a home with unused appliances, untouched surfaces, and current building standards.
Bayside Homes sits in Estepona's western quarter, where residential streets meet the town's expanding promenade. The development lies 1.2 kilometres from Playa del Padrón, a Blue Flag beach with beach clubs and waterfront restaurants. Estepona's old town, with its whitewashed squares and weekly market, is a six-minute drive, whilst the port and marina sit three kilometres east along the coastal road.
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Features
What this home includes
- Mountain view
- Private garden
- Air conditioning
- Central heating
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Storage room
- Covered parking
- Fibre internet
- Close to the sea
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 108 m²
- Terrace
- 20 m²
- Plot size
- 22 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Complex
- Bayside Homes
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexBayside HomesMap shows the Bayside Homes complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
Málaga Airport (AGP)
72 mindrive
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
