For sale · Costa del Sol · Tolox
Available2-Bed Townhouse for Sale in Tolox
€76,000€82,000
2 beds · 2 baths · 119 m² built
Price reduced
Ref HT4964974Updated daily · Last sync 31 October 2026
About this property
Overview
Two-bedroom townhouse in Tolox, Costa del Sol. This 119sqm property offers dual-use potential with a separate commercial space on the ground floor, previously operated as a bar and retaining all the fittings for conversion into a shop, café, or hospitality business. The residential and commercial areas have independent entrances, allowing you to live upstairs while running a business below or rent out the commercial unit separately.
The main residence spans three floors accessed via a private entrance and staircase. The first floor holds a lounge and kitchen, while two bedrooms and a bathroom occupy the second floor. A laundry room sits on the third floor, opening onto a 25sqm roof solarium that overlooks the village rooftops. The ground-floor commercial space includes the original bar area, a small prep kitchen, and customer toilets. The property requires full renovation throughout, presenting an opportunity to configure the layout to suit residential or mixed-use requirements. Total built area reaches 119sqm across all levels.
Tolox sits in the Sierra de las Nieves mountains, known for its natural spa waters and hiking trails into the national park. The property stands in the town centre with shops, restaurants, and the historic spa balneario within a two-minute walk. Málaga Airport lies 65 kilometres southeast, approximately one hour by car through the mountain roads. The roof terrace captures views across the whitewashed village houses towards the surrounding peaks.
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Features
What this home includes
- Storage room
- Utility room
- Fibre internet
- Close to schools
- Near public transport
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 119 m²
- Terrace
- 25 m²
- Levels
- 3
- Condition
- Renovation Required
- Furniture
- Not Furnished
- City
- Tolox
- Postcode
- 29109
- Province
- Málaga
- Coast
- Costa del Sol
Location
Tolox
Map shows the approximate Tolox area. Exact address provided upon request. This property is in ToloxCosta del Sol.
Hospital Recoletas Salud Marbella
51 mindrive
Málaga Airport (AGP)
60 mindrive
9 questions answered
Buying this townhouse in Tolox
Can foreigners buy property in Tolox?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Tolox. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Tolox?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
