For sale · Costa del Sol · Estepona
Available€349,000
2 beds · 2 baths · 85 m² built
Ref HT5530630Updated daily · Last sync 31 October 2026



About this property
Two-bedroom penthouse with sea views in Estepona, Costa del Sol. This top-floor duplex spans two levels and capitalises on a southwest orientation that floods the interior with natural light throughout the day. From the upper terrace, the Mediterranean appears on the horizon beyond uninterrupted mountain views that extend across the valley.
The ground floor holds an open-plan kitchen fitted with integrated appliances, flowing into a living area that opens onto a private terrace. Upstairs, two bedrooms include one en-suite, with a second full bathroom and a guest toilet serving the property. Built area measures 85 square metres across both levels, with the upper terrace providing additional outdoor space for dining or sun loungers. One underground parking space is included, along with access to the communal pool and landscaped gardens within the gated complex.
Serenity Collection sits on the western edge of Estepona, a contemporary development completed in 2021 with 24-hour security and established Mediterranean planting throughout the grounds. Estepona's old town, with its whitewashed squares and weekly market, lies 3 kilometres east, while the nearest beach access is a five-minute drive towards the coast. The property's elevated position on the top floor ensures privacy from neighbouring terraces and maximises the dual aspect across both sea and sierra.
Features
Property details
Location
Map shows the Serenity Collection complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar penthouses in the same city.
This Penthouse
€4,106 / m²
€4,106 × 85 m² = €349,000 asking
Comparable averages
Estepona penthouses
226 active listings
Similar properties
Market average €6,256/sqm across 226 active estepona penthouses.