For sale · Costa del Sol · Fuengirola
Available2-Bed Apartment in PANORÁMICA, Fuengirola
Residential complexPANORÁMICAGated community
€599,000€669,000
2 beds · 2 baths · 82 m² built
Price reduced
Ref HT5428444Updated daily · Last sync 27 October 2026
About this property
Overview
Two-bedroom apartment with private pool in Higuerón, Costa del Sol. This third-floor residence occupies the top position in its block, with no neighbours above to disturb the quiet. Built in 2019, the 82-square-metre interior opens onto a 20-square-metre south-facing terrace where the light shifts from morning through to late afternoon, and where both sea glimpses and mountain backdrops frame the view.
Inside, the layout separates the principal bedroom from the second, giving the former an en-suite bathroom and a walk-in dressing room. The second bathroom serves guests and the second bedroom. The semi-independent kitchen connects to the living room without full separation, allowing sightlines across the space. The apartment comes fully furnished, and two garage spaces are included in the sale rather than the standard single allocation.
PANORÁMICA provides residents with a gym, spa, communal pool, and concierge service. The complex sits in Higuerón, placing it 1.2 kilometres from Carvajal beach and a five-minute drive from the Higuerón Resort, which includes tennis courts, restaurants, and a sports club. Málaga-Costa del Sol Airport lies 15 kilometres east along the A-7 coastal motorway.
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Features
What this home includes
- Mountain view
- Panoramic view
- Pool view
- Sea view
- Air conditioning
- Open-plan kitchen
- Garage
- Close to the sea
- Close to town
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Top floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 82 m²
- Terrace
- 20 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Sea view
- Yes
- Orientation
- South
- Complex
- PANORÁMICA
- Area
- Higuerón
- City
- Fuengirola
- Province
- Málaga
- Coast
- Costa del Sol
Location
Higuerón, Fuengirola
Residential complexPANORÁMICAMap shows the PANORÁMICA complex location. Exact unit address provided upon request. This property is in HiguerónFuengirolaCosta del Sol.
Playa de Torreblanca
3 mindrive
Golf Benalmadena Pitch& Putt
7 mindrive
Puerto Deportivo de Fuengirola
11 mindrive
The British College
8 mindrive
CDP Kindercare
4 mindrive
Mercadona
10 minwalk
Hospital Vithas Xanit International
8 mindrive
Farmacia El Higuerón
10 minwalk
Centro Idea
5 mindrive
Fuengirola
11 mindrive
Málaga Airport (AGP)
28 mindrive
Mountain side, north of the coastal road (A-7), hillside setting.
9 questions answered
Buying this apartment in Higuerón
Can foreigners buy property in Higuerón?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Higuerón. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Higuerón?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
