For sale · Costa del Sol · Fuengirola
Available€495,000
3 beds · 2 baths · 121 m² built
Ref HT5536900Updated daily · Last sync 11 November 2026



About this property
Three-bedroom apartment with private pool in Higuerón, Costa del Sol. This 121-square-metre residence commands southeast-facing terraces that overlook the communal gardens and twin swimming pools. Two covered outdoor spaces extend from the living room through oversized French doors, creating dual zones for morning coffee and afternoon shade.
Inside, the semi-open kitchen connects directly to the principal living area, where natural light reaches deep into the interior throughout the day. The master bedroom includes an en-suite bathroom, whilst the two additional bedrooms share a second full bathroom. Both main terraces run the width of the living space, offering enough room for outdoor dining furniture and loungers. The apartment includes one allocated parking space in the underground garage and a dedicated storage room for seasonal items, sports equipment or additional belongings.
The property sits within a 2003-built development in Higuerón, where residents share access to extensive landscaped gardens, two large swimming pools and an ornamental lake. Fuengirola town centre lies 3 kilometres south, reachable in under ten minutes by car, with its beaches, restaurants and twice-weekly market. The apartment's elevated position within the hillside development provides clear views across the communal areas whilst maintaining privacy from neighbouring properties.
Features
Property details
Location
Map shows the approximate Higuerón, Fuengirola area. Exact address provided upon request. This property is in HiguerónFuengirolaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Higuerón. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€4,091 / m²
€4,091 × 121 m² = €495,000 asking
Comparable averages
Fuengirola apartments
411 active listings
Similar properties
Market average €5,479/sqm across 411 active fuengirola apartments.