For sale · Costa del Sol · Estepona
Available2-Bed Apartment in Marina Bay, Estepona
Residential complexMarina Bay
€749,000
2 beds · 2 baths · 135 m² built
Ref HT5538178Updated daily · Last sync 11 November 2026
About this property
Overview
Two-bedroom apartment with sea views in Estepona, Costa del Sol. Floor-to-ceiling sliding glass doors retract fully across the southwest-facing living space, opening the 135sqm interior directly onto a 12sqm terrace that overlooks the Mediterranean and frames views across the Strait of Gibraltar to the Atlas Mountains of Morocco.
The open-plan kitchen, lounge and dining area extends the full width of the apartment, with the terrace configured as an outdoor lounge and bar setup. Both double bedrooms include fitted wardrobes and dedicated bathrooms, one of which serves as an en suite. The property has been fully renovated and comes fully furnished, with the third-floor position ensuring uninterrupted sightlines to the water. Southwest and west orientation delivers natural light from midday through sunset, and one allocated parking space is included.
Marina Bay sits directly on Playa El Cristo, a blue-flag beach with calm waters and a wide sandy shoreline. The beachfront complex provides direct access to the promenade that connects Estepona's marina, 1.2 kilometres east, with the town centre and its weekly market. Estepona port offers waterfront restaurants and seasonal ferry services to Ceuta, while the old town's Plaza de las Flores sits 15 minutes on foot from the complex entrance.
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Features
What this home includes
- Pool
- Sea view
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 135 m²
- Terrace
- 12 m²
- Parking spaces
- 1
- Levels
- 1
- Year built
- 1993
- Condition
- Excellent
- Furniture
- Fully Furnished
- Pool
- Yes
- Sea view
- Yes
- Orientation
- southwest, west
- Energy rating
- E
- CO₂ rating
- D
- Complex
- Marina Bay
- City
- Estepona
- Postcode
- 29680
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexMarina BayMap shows the Marina Bay complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
