For sale · Costa del Sol · Estepona
Available1-Bed Apartment for Sale in Estepona
€199,000
1 bed · 1 bath · 44 m² built
Ref HT5539078Updated daily · Last sync 10 November 2026
About this property
Overview
One-bedroom apartment with beachfront position in Estepona, Costa del Sol. The property sits directly on the coastline, placing the beach within a few steps of the entrance. Built across 44 square metres with an additional 6-square-metre terrace, the layout prioritises proximity to the sea over square footage.
Inside, the apartment comprises one bedroom, one bathroom, and an open-plan living area that extends onto the private terrace. The terrace faces the Mediterranean, offering unobstructed sea views and direct sightlines to the water. The single bedroom accommodates a double bed with space for fitted wardrobes, while the bathroom features a full suite with shower. The living area connects to a compact kitchen, designed to maximise functionality within the available footprint. The terrace provides outdoor seating for two and serves as the primary outdoor space.
The property forms part of an established beachfront residential complex on Estepona's western coastline, with the Playa del Cristo beach accessible within a 200-metre walk. Estepona town centre lies 2 kilometres east, reachable in under five minutes by car, where the marina, weekly market, and old town tapas bars cluster around the Plaza de las Flores. The complex benefits from its position on a quieter stretch of the Costa del Sol, set back from the main coastal highway but connected to it via a short access road. The nearest supermarket sits 400 metres inland, while Estepona port operates 1.8 kilometres to the northeast with regular ferry connections and waterfront dining.
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Features
What this home includes
- Sea view
- Beachfront
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 1
- Bathrooms
- 1
- Built area
- 44 m²
- Terrace
- 6 m²
- Levels
- 1
- Beachfront
- Yes
- Sea view
- Yes
- City
- Estepona
- Postcode
- 29680
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
