For sale · Costa del Sol · Estepona
Available2-Bed Apartment in Mala Kai Resort, Estepona
Residential complexMala Kai Resort
€520,000
2 beds · 2 baths · 75 m² built
Ref HT5513413Updated daily · Last sync 15 October 2026
About this property
Overview
Two-bedroom apartment with private pool in Estepona, Costa del Sol. This fully furnished residence, completing in 2026, offers 75 square metres of interior space plus a generous 26-square-metre terrace designed for year-round outdoor living. The terrace provides enough room for dining furniture and loungers, creating a private extension to the open-plan living area inside.
The apartment features two double bedrooms and two bathrooms within a layout that maximises natural light. The integrated kitchen flows directly into the living and dining zone, whilst the terrace is accessible via full-width glass doors. Both bedrooms are sized to accommodate double beds with wardrobe storage. The property includes one underground parking space and a dedicated storage room. Condition throughout is excellent, with contemporary finishes and fittings installed to turnkey standard.
Mala Kai Resort provides residents with an outdoor swimming pool, fully equipped gym, landscaped gardens, and a gourmet room with coworking facilities. Additional amenities include a dedicated yoga area and quiet zones for reading. The complex sits within walking distance of Estepona's beachfront, approximately 800 metres from Playa del Cristo, and local shops and services are accessible on foot. The resort's chill-out area overlooks the communal gardens.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 75 m²
- Terrace
- 26 m²
- Parking spaces
- 1
- Pool
- Yes
- Complex
- Mala Kai Resort
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexMala Kai ResortMap shows the Mala Kai Resort complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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