For sale · Costa del Sol · Estepona
Available2-Bed Apartment in Nordic Royal Club, Estepona
Residential complexNordic Royal ClubGated community
€320,000
2 beds · 2 baths · 80 m² built
Ref HT5544781Updated daily · Last sync 13 November 2026
About this property
Overview
Two-bedroom apartment with private pool in Estepona, Costa del Sol. This ground-floor residence at Nordic Royal Club has been renovated to create a contemporary living space, with the kitchen redesigned and opened into the main living area. The 12sqm terrace leads directly onto the communal gardens, offering an extension of the 80sqm interior that works particularly well for outdoor dining or morning coffee in the coastal air.
Inside, the two bedrooms are separated by a hallway that maintains privacy, whilst the two bathrooms provide practical convenience for residents and guests. The fully furnished layout includes a living area that flows into the open-plan kitchen, where modern fittings replace the original 1990s configuration. Storage is integrated throughout, and the property comes with one allocated parking space in the gated complex. The 12sqm terrace functions as a genuine outdoor room, with direct access to the manicured gardens that surround the ground-floor units.
Nordic Royal Club occupies a residential position in the Atalaya area of Estepona, where the gated entrance leads to a complex offering a communal pool, gym, spa facilities, landscaped gardens, concierge service, and 24-hour security. The development sits 2 kilometres inland from the Costa del Sol beaches, with Atalaya Golf & Country Club bordering the northern edge of the neighbourhood. Estepona's old town, with its whitewashed streets and weekly market, is a 10-minute drive east along the A-7 coastal road.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 80 m²
- Terrace
- 12 m²
- Parking spaces
- 1
- Levels
- 1
- Year built
- 1990
- Condition
- Good
- Furniture
- Fully Furnished
- Pool
- Yes
- Gated community
- Yes
- Complex
- Nordic Royal Club
- City
- Estepona
- Postcode
- 29688
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexNordic Royal ClubMap shows the Nordic Royal Club complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
