For sale · Costa del Sol · Estepona
Available2-Bed Apartment in The Sapphire, Estepona
Residential complexThe SapphireGated community
€1,350,000
2 beds · 2 baths · 130 m² built
Ref HT5044681Updated daily · Last sync 27 October 2026
About this property
Overview
Two-bedroom apartment with beachfront position in Estepona, Costa del Sol. This ground-floor residence opens directly onto 33 square metres of east-facing terrace where morning light reaches across the Mediterranean. Built in 2024 within The Sapphire's gated enclave of just 14 homes, the apartment arrives fully furnished with contemporary pieces selected to complement the open-plan layout and floor-to-ceiling windows that frame uninterrupted sea and mountain views.
Inside, 130 square metres of living space includes two bedrooms fitted with built-in wardrobes and two bathrooms finished with high-end fixtures. The open-plan living and dining area extends the full width of the apartment, maximising natural light and sight lines to the water. The kitchen features integrated appliances and stone worktops. One allocated parking space sits within the secure underground garage, while residents access a shared pool, fully equipped gym, spa facilities, and 24-hour concierge service.
The Sapphire occupies a prime stretch of beachfront in the Bahía de Estepona neighbourhood, west of the town centre. Estepona's marina and historic old town lie 3 kilometres east along the coastal promenade, reachable on foot in under 40 minutes or by car in seven. The complex's position between the beach and the A-7 coastal road places Puerto Banús 20 minutes west and Marbella 25 minutes east by car.
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Features
What this home includes
- Alarm system
- Beach view
- Mountain view
- Panoramic view
- Sea view
- Air conditioning
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Storage room
- Utility room
- Fibre internet
- Beachfront
- Beachside
- Close to the sea
- Close to town
- Frontline beach
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 130 m²
- Terrace
- 33 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- New build
- Yes
- Beachfront
- Yes
- Sea view
- Yes
- Orientation
- East
- Complex
- The Sapphire
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexThe SapphireMap shows the The Sapphire complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
Playa del Angel
7 minwalk
Azata Golf
15 mindrive
Puerto Estepona
5 mindrive
Sierra Bermeja
1 mindrive
Carrefour
4 minwalk
Vithas Xanit Estepona
1 mindrive
Farmacia Ortopedia Ortega Urbano
7 minwalk
Carrefour
1 mindrive
Estepona
4 mindrive
Gibraltar Airport (GIB)
45 mindrive
Beachside, south of the coastal road (A-7), close to the Mediterranean.
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
