For sale · Costa del Sol · Estepona
Available2-Bed Apartment in Acqua Garden, Estepona
Residential complexAcqua GardenGated community
€443,000€490,000
2 beds · 2 baths · 97 m² built
Price reduced
Ref HT5332453Updated daily · Last sync 27 October 2026
About this property
Overview
Two-bedroom apartment with sea views in Bel Air, Costa del Sol. This ground-floor residence occupies a first-floor position within Acqua Garden, a 2025-built gated complex, where west-facing orientation delivers afternoon and evening sun across a 20-square-metre terrace that overlooks landscaped parkland and a decorative pond rather than the poolside crowds.
Inside, 97 square metres of living space includes a master bedroom with en-suite bathroom, a second double bedroom, and a separate family bathroom. The open-plan kitchen and living area extends directly onto the terrace through full-width glazing. One allocated parking space comes with the property. The apartment is unfurnished, allowing incoming owners to specify their own interior scheme. Build quality reflects the 2025 completion date, with contemporary finishes and fittings throughout both bathrooms and the kitchen.
Acqua Garden provides 24-hour security, a residents' gym, swimming pool, coworking facilities, and maintained communal gardens accessed via internal walkways. Cancelada Beach lies five minutes' walk from the complex entrance. The development sits between Puerto Banús to the east and Estepona to the west, with both accessible within a short drive along the coastal A-7. Ground-floor positioning means step-free access from the parking area to the apartment entrance.
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Features
What this home includes
- Alarm system
- Panoramic view
- Pool view
- Sea view
- Air conditioning
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Storage room
- Close to golf
- Close to the sea
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 97 m²
- Terrace
- 20 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- New build
- Yes
- Sea view
- Yes
- Orientation
- West
- Complex
- Acqua Garden
- Area
- Bel Air
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Bel Air, Estepona
Residential complexAcqua GardenMap shows the Acqua Garden complex location. Exact unit address provided upon request. This property is in Bel AirEsteponaCosta del Sol.
Playa del Saladillo
4 mindrive
Flamingos Golf
8 mindrive
Puerto Deportivo José Banus
12 mindrive
The International School of Estepona
8 mindrive
spanish school
4 mindrive
Lidl
2 minwalk
Hospital Hospiten de Estepona
6 mindrive
Farmacia BEL AIR
3 minwalk
Mustang
8 mindrive
San Pedro Alcántara
10 mindrive
Gibraltar Airport (GIB)
52 mindrive
9 questions answered
Buying this apartment in Bel Air
Can foreigners buy property in Bel Air?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Bel Air. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Bel Air?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
