For sale · Costa del Sol · Monda
Available€290,000
2 beds · 2 baths · 120 m² built
Ref HT5421292Updated daily · Last sync 10 October 2026
About this property
Two-bedroom apartment in Monda, Costa del Sol, configured as two separate self-contained units within a single 120-square-metre property. Built in 2006 in a building with lift access, this ground-floor residence offers dual-income potential or flexible multi-generational living.
The first apartment contains one bedroom, an independent kitchen with full equipment, a complete bathroom, and a living-dining room with exterior-facing windows. The second unit presents an open-plan studio layout with integrated kitchen, a renovated bathroom, and a combined bedroom-living space that maximises the south-facing orientation for natural light throughout the day.
Both apartments maintain separate entrances and utilities, each benefiting from exterior windows that flood the interiors with daylight. The 120 square metres of built space divides efficiently between the two units, with the studio apartment featuring contemporary finishes and move-in readiness. Part-furnished elements remain in place, and the ground-floor position eliminates stair access concerns whilst the building's lift serves all residents. South-facing windows ensure warmth during winter months, and the 2006 construction meets modern building standards without requiring immediate updates.
Monda sits in the mountainous terrain 45 kilometres west of Málaga, where traditional whitewashed architecture defines the streetscape. The property lies within walking distance of Plaza de la Constitución, the village's central square where weekly markets and local commerce concentrate. Málaga Airport sits 50 minutes away by car, and Marbella's coastal amenities are accessible within a 30-minute drive down the winding sierra roads that connect mountain villages to the Mediterranean shoreline.
Features
Property details
Location
Map shows the approximate Monda area. Exact address provided upon request. This property is in MondaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Monda. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€2,417 / m²
€2,417 × 120 m² = €290,000 asking
Comparable averages
Monda apartments
3 active listings
Similar properties
Market average €2,968/sqm across 3 active monda apartments.