For sale · Costa del Sol · Estepona
Available2-Bed Apartment in Arena Beach, Estepona
Residential complexArena Beach
€598,000
2 beds · 2 baths · 114 m² built
Ref HT5508772Updated daily · Last sync 29 October 2026
About this property
Overview
Two-bedroom apartment with beachfront position in Estepona, Costa del Sol. The property sits directly on the sand, with unobstructed sea views from the front-facing aspect. At 114 square metres of built space, the layout includes an en-suite bathroom attached to the principal bedroom and a second bathroom serving the rest of the accommodation.
The apartment provides 11 square metres of terrace space overlooking the Mediterranean, two full bathrooms, and one allocated parking space included with the sale. Both bedrooms offer separation from the main living areas, and the kitchen connects to the living zone without visual barriers. The condition is good throughout, with no recent renovation work carried out. Natural light enters from the front elevation, and the terrace extends the usable living area during warmer months.
Arena Beach sits immediately adjacent to the Hotel Elba, with the property positioned within the complex's beachfront section. Estepona town centre lies one roundabout away, placing restaurants, shops, and the historic old quarter within a five-minute drive. The building shares the stretch of coastline with other low-rise developments, and the promenade runs directly past the complex entrance, connecting to the marina and the western beaches without requiring vehicular access.
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Features
What this home includes
- Sea view
- Air conditioning
- Ensuite bathroom
- Private parking
- Beachfront
- Close to schools
- Close to town
- Near public transport
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 114 m²
- Terrace
- 11 m²
- Parking spaces
- 1
- Beachfront
- Yes
- Sea view
- Yes
- Orientation
- South
- Complex
- Arena Beach
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexArena BeachMap shows the Arena Beach complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
