For sale · Costa del Sol · Estepona
Available6-Bed Villa in Las Lomas, Estepona
Residential complexLas LomasGated community
€1,600,000
6 beds · 5 baths · 200 m² built
Ref HT5286541Updated daily · Last sync 29 October 2026
About this property
Overview
Six-bedroom villa with sea views in Estepona, Costa del Sol. This south-facing family home sits within the secure Las Lomas complex and commands panoramic views across the Mediterranean from its elevated position. The property spreads across 200 square metres of built space with an exceptional 1,100 square metres of terrace, garden and outdoor living area.
The ground floor opens to a bright, open-plan living area connecting a fully fitted kitchen, dining zone and lounge with direct terrace access. A separate light-filled room adjacent to the kitchen serves as a home office or playroom. The villa holds six bedrooms across two levels, served by five bathrooms, and comes fully furnished to an excellent standard. Outside, a private swimming pool anchors the south-facing terrace, which flows into mature gardens designed for both everyday use and entertaining. One parking space is included within the gated development.
Las Lomas occupies a quiet residential pocket of Estepona with 24-hour security and maintained communal gardens throughout the complex. The property sits 4 kilometres from Estepona's marina and old town centre, where the weekly market and beachfront promenade draw both residents and visitors. The villa's 2001 construction remains in excellent condition, with recent updates ensuring modern functionality while preserving the original layout's flow between indoor and outdoor spaces.
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Features
What this home includes
- Private pool
- Beach view
- Pool view
- Sea view
- Air conditioning
- Central heating
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Utility room
- Garage
- Beachside
- Close to marina
- Close to the sea
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 6
- Bathrooms
- 5
- Built area
- 200 m²
- Terrace
- 1100 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Sea view
- Yes
- Orientation
- South
- Complex
- Las Lomas
- Area
- Las Lomas
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Las Lomas, Estepona
Residential complexLas LomasMap shows the Las Lomas complex location. Exact unit address provided upon request. This property is in Las LomasEsteponaCosta del Sol.
9 questions answered
Buying this villa in Las Lomas
Can foreigners buy property in Las Lomas?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Las Lomas. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Las Lomas?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
