For sale · Costa del Sol · Benalmádena
Available5-Bed Villa in Rancho Santa Monica, Benalmádena
Residential complexRancho Santa MonicaGated community
€2,500,000
5 beds · 6 baths · 514 m² built · 2010 m² plot
Ref HT5487715Updated daily · Last sync 27 October 2026
About this property
Overview
Five-bedroom villa with sea views in Torremuelle, Costa del Sol. Built in 2020, this 514sqm property commands an elevated position with direct sightlines across the Mediterranean, the kind of uninterrupted coastal panorama that shifts with the light throughout the day. Floor-to-ceiling windows run the length of the principal rooms, dissolving the boundary between the 200sqm of terraces and the interior living spaces.
The ground floor opens onto a double-height entrance hall leading to an open-plan kitchen and living area that extends directly to the pool terrace. All five bedrooms include en-suite bathrooms, with the principal suite occupying its own wing and opening onto a private terrace. The 2,010sqm plot accommodates an infinity pool that appears to merge with the sea beyond, alongside established Mediterranean planting and multiple outdoor dining areas. Underfloor heating runs throughout the property, supplemented by an Airzone climate control system that allows independent temperature regulation in each room. The villa comes fully furnished to the current specification.
Rancho Santa Monica is a gated community with 24-hour security on the coastal edge of Torremuelle. The property sits 1.2 kilometres from Benalmádena Marina, a 15-minute walk down through residential streets that open onto the waterfront. Málaga Airport lies 14 kilometres to the northeast along the A-7, a 16-minute drive outside peak traffic hours.
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Features
What this home includes
- Alarm system
- Private pool
- Mountain view
- Panoramic view
- Pool view
- Sea view
- Private garden
- Solarium
- Air conditioning
- Central heating
- Underfloor heating
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Private parking
- Fibre internet
- Close to schools
- Close to the sea
- Close to town
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 5
- Bathrooms
- 6
- Built area
- 514 m²
- Terrace
- 200 m²
- Plot size
- 2010 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Sea view
- Yes
- Orientation
- North, East, South, South West, West
- Energy rating
- A
- Complex
- Rancho Santa Monica
- Area
- Torremuelle
- City
- Benalmádena
- Province
- Málaga
- Coast
- Costa del Sol
Location
Torremuelle, Benalmádena
Residential complexRancho Santa MonicaMap shows the Rancho Santa Monica complex location. Exact unit address provided upon request. This property is in TorremuelleBenalmádenaCosta del Sol.
9 questions answered
Buying this villa in Torremuelle
Can foreigners buy property in Torremuelle?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Torremuelle. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Torremuelle?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
