For sale · Costa del Sol · Benalmádena
Available5-Bed Villa in Rancho Santa Mónica, Benalmádena
Residential complexRancho Santa MónicaGated community
€4,500,000
5 beds · 5 baths · 800 m² built · 2200 m² plot
Ref HT5255935Updated daily · Last sync 11 November 2026
About this property
Overview
Five-bedroom villa with sea views in Benalmadena Costa, Costa del Sol. This 2025-built residence captures coastal panoramas from multiple aspects across its east, south, and west-facing orientation, with the elevation of the 2,200sqm plot ensuring uninterrupted sightlines toward the Mediterranean.
The 800sqm interior includes five en-suite bathrooms, each bedroom designed with independent access to terraces. A private spa area and equipped gym occupy dedicated zones on the lower level, whilst the outdoor kitchen spans a section of the 100sqm terrace with integrated appliances and counter seating. The open-plan living area connects directly to the pool terrace through floor-to-ceiling glass sections. High-end finishes extend throughout, with the property sold fully furnished to the current specification. One covered parking space sits within the private driveway approach.
Rancho Santa Mónica provides 24-hour gated security across its hillside position above Benalmadena Costa, with the marina and its collection of restaurants located 3.5 kilometres down the coastal road. The complex maintains quiet residential character whilst Torrequebrada Golf sits immediately adjacent to the eastern boundary. Malaga airport lies 18 kilometres east via the A-7 motorway.
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Features
What this home includes
- Private pool
- Pool view
- Sea view
- Private garden
- Air conditioning
- Fireplace
- Underfloor heating
- Jacuzzi
- Double glazing
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Storage room
- Garage
- Smart home
- Beachside
- Close to golf
- Close to the sea
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 5
- Bathrooms
- 5
- Built area
- 800 m²
- Terrace
- 100 m²
- Plot size
- 2200 m²
- Parking spaces
- 1
- Levels
- 2
- Year built
- 2025
- Condition
- Excellent
- Furniture
- Fully Furnished
- Pool
- Yes
- Gated community
- Yes
- New build
- Yes
- Sea view
- Yes
- Orientation
- East, South, West
- Complex
- Rancho Santa Mónica
- Area
- Benalmádena Costa
- City
- Benalmádena
- Province
- Málaga
- Coast
- Costa del Sol
Location
Benalmádena Costa, Benalmádena
Residential complexRancho Santa MónicaMap shows the Rancho Santa Mónica complex location. Exact unit address provided upon request. This property is in Benalmádena CostaBenalmádenaCosta del Sol.
Nearest beach
13 minwalk
Golf Benalmadena Pitch& Putt
5 mindrive
Puerto Deportivo de Fuengirola
14 mindrive
The British College
4 mindrive
CDP Kindercare
3 mindrive
Carrefour
4 mindrive
ALDI
12 minwalk
Mercadona
6 mindrive
Lidl
6 mindrive
Hospital Vithas Xanit International
6 mindrive
Farmacia Juan Manuel Romero
13 minwalk
Centro Idea
8 mindrive
Arroyo de la Miel-Benalmádena Costa
10 mindrive
16 restaurants & bars
within 12 minwalk
Málaga Airport (AGP)
31 mindrive
Mountain side, north of the coastal road (A-7), hillside setting.
9 questions answered
Buying this villa in Benalmádena Costa
Can foreigners buy property in Benalmádena Costa?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Benalmádena Costa. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Benalmádena Costa?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
