For sale · Costa del Sol · La Línea
Available€425,000€450,000
5 beds · 3 baths · 350 m² built
Price reduced
Ref HT4787152Updated daily · Last sync 27 October 2026



About this property
Five-bedroom villa with top-floor position in La Línea, Costa del Sol. This south-facing property spans 350 square metres across two independently accessed floors, offering the rare flexibility of dual living spaces or rental income potential. The layout currently provides two self-contained units, each with its own kitchen and bathroom, making it particularly suited to multi-generational families or investors seeking coastal property with conversion scope.
The ground floor contains a 2-bedroom unit with living room, kitchen, bathroom and direct garage access for one vehicle, whilst the first floor holds a 3-bedroom configuration accessed via external stairs. Both levels benefit from south-facing orientation, and the property includes a 100-square-metre patio at ground level. The structure allows for an additional floor under current planning allowances, presenting expansion possibilities for buyers with vision. Full furnishings are included, and the terrace space extends across 100 square metres total between both levels.
The villa sits in central La Línea, 400 metres from La Atunara beach and less than one kilometre from the Gibraltar border crossing. This location on the Costa del Sol places the property within walking distance of the town's commercial centre and seafront promenade, with Algeciras port 10 kilometres west. The beach access and border proximity define the setting, whilst the dual-access layout and buildability potential distinguish this from standard single-family configurations in the area.
Property details
Location
Map shows the approximate La Línea area. Exact address provided upon request. This property is in La LíneaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in La Linea. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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