For sale · Costa del Sol · Estepona
Available€1,100,000€1,150,000
5 beds · 4.5 baths · 263 m² built · 282 m² plot
Price reduced
Ref HT5477914Updated daily · Last sync 11 November 2026



About this property
Five-bedroom townhouse with sea views in Estepona, Costa del Sol. From the upper floors, the outlook extends across rooftops to the Mediterranean, with the Estepona coastline visible on clear days and the Sierra Bermeja mountains rising behind. The property spans 263 square metres across three storeys, with interiors finished to a high standard and natural light reaching most rooms throughout the day.
The ground floor opens to a reception hall that connects to a double-height living and dining area with direct access to a private terrace and garden of 282 square metres. The kitchen is fitted with integrated appliances and includes a separate utility room. Upstairs, the principal bedroom occupies the first floor with an en-suite bathroom and a private terrace facing the sea. Three further bedrooms share this level, each with built-in wardrobes, and two additional bathrooms serve the floor. The top floor holds a fifth bedroom with an en-suite and a second terrace offering mountain and partial sea views. One covered parking space is included.
The townhouse sits within Seghers, a private development of 14 residences with landscaped communal gardens and a shared swimming pool. Cristo Beach is a six-minute walk from the property, and Estepona Marina lies 1.2 kilometres to the west. The development occupies a quiet cul-de-sac with direct access to the A-7 coastal road, placing Marbella 25 minutes away by car and Gibraltar Airport 45 minutes to the southwest.
Features
Property details
Location
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€4,183 / m²
€4,183 × 263 m² = €1,100,000 asking
Comparable averages
Estepona townhouses
259 active listings
Similar properties
Market average €4,132/sqm across 259 active estepona townhouses.