For sale · Costa del Sol · Estepona
Available€595,000€610,000
5 beds · 3.5 baths · 224 m² built
Price reduced
Ref HT5477302Updated daily · Last sync 27 October 2026



About this property
Five-bedroom townhouse in Bel Air, Costa del Sol. This 150-square-metre property spreads across three distinct levels, creating natural separation between living, sleeping and utility zones. The 74 square metres of terrace space includes covered areas that extend the usable footprint in all seasons, while the basement level provides additional storage or potential conversion space for a home office or gym.
The ground floor accommodates the main living and dining areas alongside the kitchen, with direct access to the terrace. The first floor houses the principal bedrooms, served by three full bathrooms plus a guest cloakroom. Built in 2008, the property includes two parking spaces located directly beneath the building, eliminating the need to walk across an external car park. The layout allows for flexible use of the five bedrooms, whether for family accommodation, guest suites or home working spaces.
Bel Air sits on the western edge of Estepona, a residential area that has developed steadily over the past two decades. The townhouse is positioned 2.5 kilometres from Playa del Saladillo, one of Estepona's western beaches, accessible via a short drive down the A-7 coastal road. Local shops and services cluster around the nearby Carrefour Express on Avenida Juan Carlos I, approximately 1.8 kilometres from the property. Estepona's old town, with its whitewashed streets and weekly market, lies five kilometres to the east, while the marina and its selection of waterfront restaurants sit just beyond. The two parking spaces sit in a secure undercroft directly below the residence.
Features
Property details
Location
Map shows the approximate Bel Air, Estepona area. Exact address provided upon request. This property is in Bel AirEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Bel Air. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€2,656 / m²
€2,656 × 224 m² = €595,000 asking
Comparable averages
Estepona townhouses
256 active listings
Similar properties
Market average €4,172/sqm across 256 active estepona townhouses.