For sale · Costa del Sol · Marbella
Available€2,695,000
4 beds · 4.5 baths · 400 m² built · 928 m² plot
Ref HT5511877Updated daily · Last sync 10 October 2026



About this property
Four-bedroom villa with private pool in Marbella, Costa del Sol. This 400sqm Andalusian-style residence sits on a 928sqm plot in La Merced, one of Marbella's most sought-after residential enclaves. The two-floor layout includes independent access to each level, creating possibilities for multi-generational living or a separate guest suite.
The main floor holds three bedrooms and a spacious independent kitchen, whilst the upper level provides a fourth bedroom alongside additional living areas. Four full bathrooms and a guest cloakroom serve the accommodation across both floors. The property requires renovation, allowing you to configure the 400 square metres to your specification. Natural light fills the rooms throughout, and the 928sqm plot provides ample outdoor space surrounding the private pool. One covered parking space is included.
La Merced sits 1.5 kilometres from Marbella's beachfront promenade, placing the golden sands of Playa de la Fontanilla within a five-minute drive. The neighbourhood provides immediate access to international schools, supermarkets, and medical facilities, whilst Marbella's Old Town lies three kilometres to the east. The villa's position on a quiet residential street maintains privacy whilst keeping central Marbella's restaurants and marina within easy reach.
Features
Property details
Location
Map shows the approximate Marbella area. Exact address provided upon request. This property is in MarbellaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Marbella. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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Market context
Live €/m² comparisons from current inventory of similar villas in the same city.
This Villa
€6,738 / m²
€6,738 × 400 m² = €2,695,000 asking
Comparable averages
Marbella villas
518 active listings
Similar properties
Market average €7,733/sqm across 518 active marbella villas.