For sale · Costa del Sol · Estepona
Available4-Bed Villa in Monte Biarritz, Estepona
Residential complexMonte Biarritz
€2,100,000
4 beds · 4.5 baths · 361 m² built · 645 m² plot
Ref HT5324731Updated daily · Last sync 29 October 2026
About this property
Overview
Four-bedroom villa with private pool in Estepona, Costa del Sol. The 139sqm of terraces wrap around a 645sqm plot, creating multiple zones for outdoor living that connect directly to the main floor through full-width sliding glass. West-facing orientation channels afternoon light across the open-plan living and dining areas, while the contemporary design uses clean lines and floor-to-ceiling glazing to frame garden views from nearly every angle.
Inside, 361sqm of built space is distributed across several levels with a layout that separates social and private zones. The ground floor holds the open-plan kitchen, living and dining area, all flowing onto the pool terrace. Four bedrooms occupy the upper levels, each with an en-suite bathroom, and a fifth guest toilet serves the main living floor. The kitchen is fitted with modern integrated appliances, and the interiors throughout are finished to a standard that reflects the villa's 2025 completion date. Storage is built into multiple areas, and the layout allows for flexible use of space depending on whether the home is occupied year-round or seasonally.
Monte Biarritz sits in a quiet residential pocket between Marbella and Estepona, with established infrastructure and a communal pool serving the development. The villa is a 10-minute drive from Estepona's marina and old town, where the weekly market and beachfront promenade anchor daily life. Málaga airport lies 75 kilometres east along the A-7, and the property's position on the western edge of the Costa del Sol provides access to both the busier Marbella corridor and the less developed stretches of coastline towards Sotogrande.
Read moreRead less
Features
What this home includes
- Private pool
- Pool view
- Private garden
- Air conditioning
- Basement
- Double glazing
- Ensuite bathroom
- Fitted wardrobes
- Open-plan kitchen
- Storage room
- Utility room
- Covered parking
- Fibre internet
- Close to schools
- Close to town
- Near public transport
- Terrace
Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 4
- Bathrooms
- 4.5
- Built area
- 361 m²
- Terrace
- 139 m²
- Plot size
- 645 m²
- Pool
- Yes
- New build
- Yes
- Orientation
- West
- Complex
- Monte Biarritz
- Area
- Monte Biarritz
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Monte Biarritz, Estepona
Residential complexMonte BiarritzMap shows the Monte Biarritz complex location. Exact unit address provided upon request. This property is in Monte BiarritzEsteponaCosta del Sol.
9 questions answered
Buying this villa in Monte Biarritz
Can foreigners buy property in Monte Biarritz?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Monte Biarritz. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Monte Biarritz?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
