For sale · Costa del Sol · Estepona
Available€2,495,000
4 beds · 4 baths · 398 m² built · 947 m² plot
Ref HT5516758Updated daily · Last sync 24 October 2026



About this property
Four-bedroom villa with private pool in Costalita, Costa del Sol. Built in 2002 and maintained by a single family since construction, this 398sqm detached home sits on a 947sqm plot just 50 metres from the beach, offering immediate coastal access without the premium typically attached to true frontline positions.
The ground floor accommodates the principal living spaces across marble floors, including a fitted kitchen and reception rooms that open to the garden and terrace areas. All four bedrooms are double-sized, each with an en-suite bathroom, providing private facilities for family members or guests. The 49sqm of covered terrace extends the usable living space outdoors, while the mature garden wraps around a full-sized swimming pool large enough for proper lengths. One covered parking space is included within the plot.
The property sits in Costalita, a residential pocket between Estepona and San Pedro de Alcántara known for its beachside villas and low-density development. Playa de Costalita lies 50 metres from the front gate, accessible on foot in under a minute. The villa is sold with furniture available by separate negotiation, and the Andalusian architectural details include terracotta roof tiles and white rendered walls typical of the style built along this stretch of coast in the early 2000s.
Features
Property details
Location
Map shows the approximate Costalita, Estepona area. Exact address provided upon request. This property is in CostalitaEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Costalita. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar villas in the same city.
This Villa
€6,269 / m²
€6,269 × 398 m² = €2,495,000 asking
Comparable averages
Estepona villas
213 active listings
Similar properties
Market average €5,681/sqm across 213 active estepona villas.