For sale · Costa del Sol · Estepona
Available€1,600,000
4 beds · 2.5 baths · 177 m² built · 1100 m² plot
Ref HT5500450Updated daily · Last sync 31 October 2026



About this property
Four-bedroom villa with beachfront position in Atalaya, Costa del Sol. The property sits on a 1,100sqm corner plot entirely at ground level, placing 177sqm of living space and 95sqm of terraces within immediate reach of the sand. A fireplace anchors the living and dining room, which connects directly to the garden and pool area through full-length doors.
The accommodation divides into clear zones. Two double bedrooms share a family bathroom, whilst the master suite includes an en-suite with both bathtub and separate shower. A fourth bedroom provides flexibility for guests or a home office. The independent kitchen offers substantial counter and storage space, and a separate utility area keeps laundry out of sight. Fitted wardrobes appear in all bedrooms, and the 95sqm of terrace wraps around multiple sides of the villa, creating outdoor dining and lounging areas that overlook the mature garden. The private pool occupies a central position on the plot, surrounded by established planting. One parking space is included.
Atalaya sits midway between Marbella and Estepona on the beachfront strip west of Puerto Banús. The villa stands within a five-minute walk of Atalaya Beach, a Blue Flag stretch popular with families for its gentle slope and beach bars. San Pedro de Alcántara, with its weekly market and range of supermarkets, lies 3km east. The property's corner position means garden space extends along two sides, with mature palms and shrubs providing privacy from neighbouring plots.
Features
Property details
Location
Map shows the approximate Atalaya, Estepona area. Exact address provided upon request. This property is in AtalayaEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Atalaya. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar villas in the same city.
This Villa
€9,040 / m²
€9,040 × 177 m² = €1,600,000 asking
Comparable averages
Estepona villas
206 active listings
Similar properties
Market average €5,593/sqm across 206 active estepona villas.