For sale · Costa del Sol · Estepona
Available4-Bed Villa for Sale in Benamara, Estepona
Gated community
€2,795,000
4 beds · 4 baths · 370 m² built
Ref HT5534971Updated daily · Last sync 4 November 2026
About this property
Overview
Four-bedroom villa with private pool in Estepona, Costa del Sol. This beachside residence sits just 250 metres from the shore on a 721-square-metre southwest-facing plot, wrapped by mature gardens that provide both seclusion and a sense of established calm. The property was comprehensively renovated in 2021, updating its 370 square metres of living space whilst retaining the clean lines and terracotta warmth of its original 1986 Spanish coastal architecture.
Inside, four bedrooms and four bathrooms occupy the 370 square metres of built space, complemented by 300 square metres of terrace that extends the living areas outdoors. The southwest orientation floods the interiors with afternoon light and makes the terraces usable well into the evening. The private swimming pool anchors the garden, surrounded by established planting that frames views without enclosing them. One covered parking space is included. The 2021 renovation addressed all major systems and finishes, leaving the villa in excellent condition throughout.
The villa sits within a 24-hour secured urbanisation between the El Presidente and Benamara areas on Estepona's New Golden Mile. Puerto Banús lies 10 minutes west by car, whilst Estepona's old town centre is a similar distance east. The beachfront promenade runs 250 metres from the front gate, connecting a string of beach clubs and chiringuitos that remain open year-round along this stretch of coast.
Read moreRead less
Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 4
- Bathrooms
- 4
- Built area
- 370 m²
- Terrace
- 300 m²
- Parking spaces
- 1
- Levels
- 2
- Year built
- 1986
- Condition
- Excellent
- Pool
- Yes
- Gated community
- Yes
- Orientation
- southwest
- Area
- Benamara
- City
- Estepona
- Postcode
- 29680
- Province
- Málaga
- Coast
- Costa del Sol
Location
Benamara, Estepona
Map shows the approximate Benamara, Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this villa in Benamara
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
