For sale · Costa del Sol · Estepona
Available4-Bed Townhouse for Sale in Estepona
€685,000
4 beds · 3 baths · 150 m² built · 75 m² plot
Ref HT5512576Updated daily · Last sync 15 October 2026
About this property
Overview
Four-bedroom townhouse with sea views in Estepona, Costa del Sol. Mediterranean vistas stretch across the horizon from multiple vantage points throughout this 150-square-metre residence in Seghers, one of Estepona's established residential quarters where the pace slows but the coast remains close.
The ground-floor layout delivers a guest toilet alongside the main living areas, whilst the upper level accommodates four bedrooms served by two full bathrooms. A 25-square-metre terrace extends the living space outdoors, providing an elevated platform for those sea views. The interior and façade have recently been refreshed, lending the property a well-kept appearance without the premium attached to a full renovation. The 75-square-metre plot provides a compact outdoor footprint typical of townhouse developments in this price bracket.
Seghers sits approximately 2 kilometres inland from Playa del Cristo, a sheltered cove popular with families and year-round swimmers. The neighbourhood offers residential calm whilst remaining within a 10-minute drive of Estepona's marina and old town centre, where weekly markets and waterfront restaurants draw both locals and visitors. Estepona port lies 3 kilometres to the south, accessible via the coastal road that links the town to Marbella in one direction and Sotogrande in the other.
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Features
What this home includes
- Sea view
- Fitted kitchen
- Close to marina
- Close to schools
- Close to the sea
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 4
- Bathrooms
- 3
- Built area
- 150 m²
- Terrace
- 25 m²
- Plot size
- 75 m²
- Sea view
- Yes
- Orientation
- South, South West
- Energy rating
- A
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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