For sale · Costa del Sol · Estepona
Available4-Bed Townhouse in Las Colinas de las Joyas, Estepona
Residential complexLas Colinas de las JoyasGated community
€699,000
4 beds · 3.5 baths · 198 m² built · 60 m² plot
Ref HT5468410Updated daily · Last sync 11 November 2026
About this property
Overview
Four-bedroom townhouse with sea views in Selwo, Costa del Sol. This 198-square-metre home spans three floors and captures Mediterranean vistas from its southeast-facing position, with a private 60-square-metre garden that opens directly to the outlook. The layout offers the flexibility to configure a fifth bedroom if required, making it adaptable for families who need dedicated workspace or guest accommodation.
The ground floor holds a recently updated kitchen that incorporates the former laundry room, creating a larger footprint with increased natural light, plus a guest cloakroom for day-to-day convenience. Across the three levels, you'll find 3.5 bathrooms serving the four current bedrooms, with 198 square metres of internal space that allows for generous room proportions throughout. The property includes one allocated parking space and access to a communal pool. Built in 1990 and maintained in good condition, the house is sold unfurnished, giving you a blank canvas for your own interior choices.
Las Colinas de las Joyas is a gated residential community in Selwo with 24-hour security, landscaped gardens, and a shared swimming pool. The complex sits 3 kilometres from Estepona's historic old town, which you can reach in under ten minutes by car. Selwo Aventura wildlife park is within walking distance for families, while the beachfront lies approximately 2 kilometres down the hillside.
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Features
What this home includes
- Alarm system
- Mountain view
- Sea view
- Private garden
- Air conditioning
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Private parking
- Fibre internet
- Close to schools
- Urbanisation
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 4
- Bathrooms
- 3.5
- Built area
- 198 m²
- Plot size
- 60 m²
- Parking spaces
- 1
- Levels
- 3
- Year built
- 1990
- Condition
- Good
- Furniture
- Not Furnished
- Pool
- Yes
- Gated community
- Yes
- Sea view
- Yes
- Orientation
- South East
- Energy rating
- D
- CO₂ rating
- C
- Complex
- Las Colinas de las Joyas
- Area
- Selwo
- City
- Estepona
- Postcode
- 29680
- Province
- Málaga
- Coast
- Costa del Sol
Location
Selwo, Estepona
Residential complexLas Colinas de las JoyasMap shows the Las Colinas de las Joyas complex location. Exact unit address provided upon request. This property is in SelwoEsteponaCosta del Sol.
Playa del Padron
8 mindrive
Club de Golf El Coto de la Serena
7 mindrive
Puerto Estepona
14 mindrive
The International School of Estepona
14 mindrive
spanish school
11 mindrive
Lidl
10 mindrive
Hospital Hospiten de Estepona
6 mindrive
Pharmacy
16 minwalk
Mustang
14 mindrive
Estepona
14 mindrive
Gibraltar Airport (GIB)
52 mindrive
Mountain side, north of the coastal road (A-7), hillside setting.
9 questions answered
Buying this townhouse in Selwo
Can foreigners buy property in Selwo?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Selwo. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Selwo?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
