For sale · Costa del Sol · Estepona
Available€895,000€945,000
4 beds · 3 baths · 158 m² built · 142 m² plot
Price reduced
Ref HT5432215Updated daily · Last sync 11 November 2026



About this property
Four-bedroom villa with beachfront position in Selwo, Costa del Sol. This semi-detached property sits directly on the New Golden Mile coastline, where the terrace overlooks the Mediterranean from an elevated 142-square-metre vantage point that wraps around both levels. The ground floor opens onto nearly 30 square metres of covered outdoor space, whilst the first floor adds a further 11 square metres with uninterrupted sea views.
Inside, 158 square metres of living space is arranged across two floors. The ground floor combines an open-plan kitchen fitted with Neff appliances, a dining area, and a lounge that extends onto the main terrace. A dedicated office space occupies one corner, with a guest bathroom completing this level. Upstairs, the master bedroom includes an en-suite bathroom and private terrace access, joined by two further bedrooms and a second full bathroom. The villa includes one parking space and access to a communal pool within the development.
Oasis 22 is a gated complex of 22 homes built in 2023, positioned immediately beside La Resina Golf Club on the New Golden Mile. The beach lies within a three-minute walk, whilst Estepona's marina and old town centre are a seven-minute drive west along the coast road.
Features
Property details
Location
Map shows the Oasis 22 complex location. Exact unit address provided upon request. This property is in SelwoEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Selwo. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€5,665 / m²
€5,665 × 158 m² = €895,000 asking
Comparable averages
Estepona townhouses
259 active listings
Similar properties
Market average €4,126/sqm across 259 active estepona townhouses.