For sale · Costa del Sol · Estepona
Available4-Bed Townhouse for Sale in Estepona
Gated community
€3,690,000
4 beds · 4 baths · 360 m² built · 105 m² plot
Ref HT5510149Updated daily · Last sync 17 October 2026
About this property
Overview
Four-bedroom villa with beachfront position in Estepona, Costa del Sol. Built in 2019, this contemporary semi-detached property offers uninterrupted Mediterranean views across the sea to Gibraltar and the African coastline from nearly every room, combining direct beach access with a peaceful residential setting.
The 360sqm interior accommodates four bedrooms and four bathrooms across flexible living spaces, with floor-to-ceiling windows throughout maximising natural light and the sea views. A 60sqm terrace extends the living area outdoors, whilst the 105sqm plot includes a private swimming pool. The ground-floor layout provides single-level access to principal rooms, with one parking space included. High-quality finishes installed during the 2019 construction remain in excellent condition, and furniture is available by separate negotiation.
The property sits 1km from Estepona Marina, reachable via a direct walk along the coastal promenade that continues 2km into the town centre. The beachfront location provides immediate access to the sand, whilst the A-7 and AP-7 motorways lie within easy reach for travel along the Costa del Sol. The residential development maintains communal facilities including landscaped gardens, with the property positioned to benefit from both the shared amenities and the direct beach access that defines this stretch of Estepona's western coastline.
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Features
What this home includes
- Pool
- Sea view
- Beachfront
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Semi-detached house
- Bedrooms
- 4
- Bathrooms
- 4
- Built area
- 360 m²
- Terrace
- 60 m²
- Plot size
- 105 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Beachfront
- Yes
- Sea view
- Yes
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
