For sale · Costa del Sol · Estepona
Available€1,050,000
4 beds · 4 baths · 188 m² built · 306 m² plot
Ref HT5294779Updated daily · Last sync 31 October 2026



About this property
Four-bedroom villa with private pool in Atalaya, Costa del Sol. This 2025-built detached property sits on a 306sqm plot within a golf-focused development, offering 188sqm of internal space across three levels. The southwest and west orientation floods the open-plan interiors with natural light from morning through to sunset, whilst 124sqm of terraces provide outdoor living space across the basement, ground floor and first floor.
Inside, the ground floor presents an open-plan living and dining area that connects to the outdoor terrace and private pool. Four bedrooms are distributed across the upper levels, each with its own bathroom. The basement level includes covered terrace space and direct access to the garden. One parking space is allocated to the property. The villa's three-storey layout separates sleeping quarters from entertaining areas, with the 306sqm plot allowing for both the swimming pool and landscaped garden zones around the perimeter.
The villa sits within Serene Atalaya, a contemporary residential development in Estepona designed around golf amenities. Atalaya Golf & Country Club borders the complex, with two 18-hole courses accessible within a five-minute walk. The New Golden Mile coastal strip runs 2km south, connecting to Estepona town centre in one direction and Puerto Banús marina in the other. The development's position between the A7 coastal road and the golf courses places it 10 minutes by car from Estepona's beaches and 15 minutes from Marbella's western edge.
Features
Property details
Location
Map shows the Serene Atalaya complex location. Exact unit address provided upon request. This property is in AtalayaEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Atalaya. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€5,585 / m²
€5,585 × 188 m² = €1,050,000 asking
Comparable averages
Estepona townhouses
263 active listings
Similar properties
Market average €4,129/sqm across 263 active estepona townhouses.