For sale · Costa del Sol · Estepona
Available4-Bed Townhouse in atalaya golf, Estepona
Residential complexatalaya golfGated community
€649,500
4 beds · 4.5 baths · 165 m² built
Ref HT5476009Updated daily · Last sync 11 November 2026
About this property
Overview
Four-bedroom townhouse with private pool in Estepona, Costa del Sol. Fully renovated in recent years, this 165sqm home has been reconfigured to create a flowing layout across three floors, with west-facing orientation ensuring warm afternoon light throughout the main living areas and outdoor spaces.
The ground floor opens into an open-plan living and dining area that connects directly to a covered terrace and the private pool terrace beyond. The kitchen has been fully updated with integrated appliances and stone worktops. Upstairs, the principal bedroom features an en-suite bathroom and access to a private terrace, while two further double bedrooms share a family bathroom. The top floor houses a fourth bedroom with its own en-suite, offering flexibility as a guest suite or home office. A guest cloakroom serves the ground floor, and the property includes one allocated parking space.
The townhouse sits within walking distance of Estepona's town centre, approximately 10 minutes on foot from the beach and the seafront promenade. Supermarkets, cafés, restaurants and pharmacies are all accessible without a car. International schools and healthcare facilities are within a 5–15 minute drive, making the location practical for year-round family living. The property comes fully furnished and is ready for immediate occupation.
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Features
What this home includes
- Alarm system
- Air conditioning
- Fireplace
- Double glazing
- Ensuite bathroom
- Fitted wardrobes
- Furnished
- Open-plan kitchen
- Private parking
- Fibre internet
- Close to schools
- Close to the sea
- Close to town
- Near public transport
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 4
- Bathrooms
- 4.5
- Built area
- 165 m²
- Terrace
- 35 m²
- Parking spaces
- 1
- Levels
- 2
- Year built
- 1992
- Condition
- Excellent
- Furniture
- Fully Furnished
- Pool
- Yes
- Gated community
- Yes
- New build
- Yes
- Orientation
- West
- Energy rating
- C
- CO₂ rating
- C
- Complex
- atalaya golf
- City
- Estepona
- Postcode
- 29688
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. The exact position of atalaya golf is not published. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
