For sale · Costa del Sol · Estepona
Available4-Bed Townhouse for Sale in Bel Air, Estepona
Gated community
€550,000
4 beds · 3 baths · 141 m² built
Ref HT5432161Updated daily · Last sync 11 November 2026
About this property
Overview
Four-bedroom townhouse with private pool in Bel Air, Costa del Sol. The 50-square-metre private terrace extends the living space outdoors, creating a sun-drenched area for Mediterranean dining and entertaining throughout the year. A separate office provides dedicated workspace or converts into a fifth bedroom when needed.
Inside, 141 square metres of built space includes four double bedrooms and three bathrooms across two floors. The living areas connect directly to the terrace through full-width glass doors that flood the interior with natural light. The kitchen offers direct access to the outdoor space, making it simple to move between indoor and outdoor living. Two communal pools serve the gated community, adding swimming options beyond the private terrace. The property was built in 1990 and sits within secure grounds that provide both privacy and maintained shared areas.
Bel Air positions residents between the coast and Estepona Golf, with the fairways less than two kilometres away. The urbanisation borders the A-7 coastal road, placing Estepona town centre five minutes by car and Puerto Banús fifteen minutes east. San Pedro de Alcántara sits three kilometres along the coast, offering supermarkets, restaurants and the weekly street market. The terrace includes dedicated space for outdoor furniture and a dining table that seats six.
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Features
What this home includes
- Air conditioning
- Close to the sea
- Close to town
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 4
- Bathrooms
- 3
- Built area
- 141 m²
- Terrace
- 50 m²
- Levels
- 3
- Year built
- 1990
- Pool
- Yes
- Gated community
- Yes
- Orientation
- South West
- Energy rating
- D
- CO₂ rating
- D
- Area
- Bel Air
- City
- Estepona
- Postcode
- 29680
- Province
- Málaga
- Coast
- Costa del Sol
Location
Bel Air, Estepona
Map shows the approximate Bel Air, Estepona area. Exact address provided upon request. This property is in Bel AirEsteponaCosta del Sol.
Playa del Saladillo
4 mindrive
Tramores Golf
12 mindrive
Puerto Deportivo José Banus
12 mindrive
Hospital Hospiten de Estepona
6 mindrive
San Pedro Alcántara
10 mindrive
Málaga Airport (AGP)
63 mindrive
9 questions answered
Buying this townhouse in Bel Air
Can foreigners buy property in Bel Air?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Bel Air. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Bel Air?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
