For sale · Costa del Sol · Estepona
Available€859,950€975,000
4 beds · 4 baths · 304 m² built · 437 m² plot
Price reduced
Ref HT5352838Updated daily · Last sync 11 November 2026



About this property
Four-bedroom villa with top-floor position in Estepona, Costa del Sol. This semi-detached property occupies the upper level of its building within a gated golf community, delivering elevated views across the fairways and surrounding landscape from its 45-square-metre terrace. The south-west orientation captures afternoon sun, extending natural light across the principal rooms through the late hours.
The 304-square-metre interior spans three floors, anchored by an open-plan living and dining area connected to a fully fitted kitchen on the main level. The lower floor houses a gym, a dedicated office, a laundry suite, and a storage room with space for seasonal equipment or wine. Four double bedrooms occupy the upper floor, each with its own en-suite bathroom and built-in wardrobes. The 437-square-metre plot includes a private garden area immediately outside the ground-floor entrance, whilst the terrace wraps around the top floor, accessed directly from the master suite.
The villa sits within Azata Golf, a gated community with 24-hour security, communal swimming pools, manicured gardens, and a residents' gym. The Azata Golf course itself borders the complex, with the clubhouse and pro shop a three-minute walk from the property. Estepona's marina lies 4.5 kilometres to the south, reachable in under eight minutes by car, whilst the town centre's restaurants and weekly market sit within a ten-minute drive. The property was completed in 2009 and remains in excellent condition throughout, requiring no immediate works.
Features
Property details
Location
Map shows the Azata Golf complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€2,829 / m²
€2,829 × 304 m² = €859,950 asking
Comparable averages
Estepona townhouses
259 active listings
Similar properties
Market average €4,137/sqm across 259 active estepona townhouses.