For sale · Costa del Sol · Estepona
Available4-Bed Townhouse for Sale in Estepona
€314,000
4 beds · 2 baths · 100 m² built
Ref HT5535550Updated daily · Last sync 5 November 2026
About this property
Overview
Four-bedroom townhouse in Estepona, Costa del Sol. This two-storey property offers dual independent entrances – one at ground level and another on the first floor – allowing the 100-square-metre layout to function as two separate living quarters if desired. That configuration makes it equally suitable for extended families seeking shared proximity with maintained privacy or investors considering rental income from both levels simultaneously.
Each floor contains its own living room, kitchen, bathroom and private patio, creating genuinely self-contained spaces rather than merely divided rooms. The ground floor holds two bedrooms alongside its facilities, whilst the upper level houses the remaining two bedrooms with matching amenities. Both patios provide outdoor space without requiring shared access, and the separate kitchen installations mean no coordination of cooking schedules between occupants.
The property sits in Cancelada, a residential area between Estepona town centre and San Pedro de Alcántara, placing it three kilometres from Playa del Saladillo and its beachfront promenade. Local commercial facilities including supermarkets and restaurants line the nearby A-7 coastal road within a five-minute walk, whilst the AP-7 motorway junction provides direct routes to Marbella in twelve minutes or Estepona's old quarter in eight. The dual-entrance layout remains uncommon in this price segment along this stretch of coast, and both patios receive afternoon sunlight during summer months.
Read moreRead less
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 4
- Bathrooms
- 2
- Built area
- 100 m²
- Levels
- 2
- City
- Estepona
- Postcode
- 29688
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
