For sale · Costa del Sol · Mijas
Available4-Bed Finca for Sale in Mijas
Gated community
€2,375,000
4 beds · 3 baths · 745 m² built · 42000 m² plot
Ref HT5494279Updated daily · Last sync 24 October 2026
About this property
Overview
Four-bedroom finca with private pool in Mijas, Costa del Sol. This 42,000sqm estate in the Valtocado area offers space on a scale rarely found on the coast, with two independent homes totalling 745sqm of built area and fully equipped equestrian facilities including stables and storage buildings. The property has its own registered water well, providing complete autonomy from municipal supply.
The main house and separate guest accommodation are both fully furnished and ready to occupy. Outside, a 300sqm terrace wraps around the buildings, connecting to the swimming pool and providing multiple zones for outdoor living. The land itself extends across 42,000sqm of usable terrain with room for horses, animals, and long-term projects. Built in 2000 and maintained in good condition, the estate includes ground-floor access throughout both residences, making daily movement straightforward. The equestrian facilities are complete with stables, tack rooms, and dedicated storage areas for feed and equipment.
Valtocado sits in the hills north of Fuengirola, maintaining a rural character whilst remaining accessible to coastal amenities. The estate is 15 minutes by car from Fuengirola's beaches and marina. Mijas Pueblo, the whitewashed mountain village with restaurants and weekly markets, lies 10 minutes to the east. The property's elevation and position provide clear views across the surrounding countryside, and the scale of the plot ensures complete privacy from neighbouring properties. The registered water well supplies the entire estate independently.
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Features
What this home includes
- Private pool
- Countryside view
- Mountain view
- Sea view
- Private garden
- Air conditioning
- Fireplace
- Double glazing
- Fitted kitchen
- Fitted wardrobes
- Furnished
- Utility room
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 4
- Bathrooms
- 3
- Built area
- 745 m²
- Terrace
- 300 m²
- Plot size
- 42000 m²
- Pool
- Yes
- Gated community
- Yes
- Sea view
- Yes
- Orientation
- South, South West
- City
- Mijas
- Province
- Málaga
- Coast
- Costa del Sol
Location
Mijas
Map shows the approximate Mijas area. Exact address provided upon request. This property is in MijasCosta del Sol.
Playa de Las Doradas
16 mindrive
Santana Golf & Country Club
16 mindrive
Puerto Deportivo de Fuengirola
20 mindrive
Urgencias Hospital Costa del Sol
29 mindrive
Málaga Airport (AGP)
46 mindrive
9 questions answered
Buying this finca in Mijas
Can foreigners buy property in Mijas?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Mijas. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Mijas?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
