For sale · Costa del Sol · Málaga
Available4-Bed Apartment for Sale in Málaga
Gated community
€494,000
4 beds · 2 baths · 122 m² built
Ref HT5516542Updated daily · Last sync 21 October 2026
About this property
Overview
Four-bedroom apartment with fully renovated interiors in Málaga, Costa del Sol. This property spans two levels as a duplex on the third and fourth floors, with southwest orientation delivering natural light throughout the day. The layout includes three bedrooms in the main duplex plus a separate ground-floor studio apartment with its own entrance, offering flexibility for multi-generational living or rental income.
The duplex level opens to a living and dining room with direct terrace access, whilst the fitted kitchen provides practical workspace. The principal bedroom features built-in wardrobes designed to maximise storage without compromising floor area. Two bathrooms and a guest toilet service the four-bedroom configuration, and the property includes one designated parking space. The independent studio apartment below opens onto a private patio, creating an outdoor extension to the 122 square metres of built space. Both sections can be connected internally to form a single three-storey residence if required.
The property sits in the Olletas-Sierra Blanquilla neighbourhood, a residential area with established infrastructure and local amenities within walking distance. Málaga city centre lies approximately 4 kilometres to the south, accessible via the A-7 coastal road in under 10 minutes by car. The building includes a lift serving all floors except the ground-level studio entrance.
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Features
What this home includes
- Air conditioning
- Central heating
- Fitted kitchen
- Fitted wardrobes
Property details
Specifications
- Property type
- Apartment
- Subtype
- Duplex
- Bedrooms
- 4
- Bathrooms
- 2
- Built area
- 122 m²
- Parking spaces
- 1
- Gated community
- Yes
- Orientation
- South West
- Energy rating
- E
- City
- Málaga
- Province
- Málaga
- Coast
- Costa del Sol
Location
Málaga
Map shows the approximate Málaga area. Exact address provided upon request. This property is in MálagaCosta del Sol.
Playa de San Andrés
20 mindrive
Club de Golf de Guadalhorce
32 mindrive
IGY Málaga Marina
25 mindrive
Hospital Materno Infantil
17 mindrive
Málaga Airport (AGP)
36 mindrive
9 questions answered
Buying this apartment in Málaga
Can foreigners buy property in Málaga?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Málaga. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Málaga?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
