For sale · Costa del Sol · Estepona
Available4-Bed Apartment in Las Nayades, Estepona
Residential complexLas NayadesGated community
€896,000
4 beds · 3 baths · 179 m² built · 52 m² plot
Ref HT5401816Updated daily · Last sync 29 October 2026
About this property
Overview
Four-bedroom apartment with private pool in Costalita, Costa del Sol. This ground-floor property combines 185 square metres of living space with direct access to both a 52-square-metre private garden and the communal pool. The south-facing orientation floods the interiors with natural light throughout the day, whilst the covered 34-square-metre terrace extends the usable living area across all seasons.
Inside, the layout centres on an expansive open-plan living and dining area that flows directly onto the terrace. Four bedrooms provide flexible accommodation, supported by three bathrooms. The kitchen comes part-furnished, and one underground parking space is included. The private garden features established lawn and a mature lemon tree, offering a secluded outdoor space just steps from the larger communal pool. Built in 2006, the property maintains good condition throughout its 185 square metres.
The apartment sits within Las Nayades, positioned on Estepona's New Golden Mile between Puerto Banús and Estepona town centre. Costalita beach lies within a five-minute walk, providing access to the promenade, beach clubs and waterfront restaurants. The location balances coastal proximity with practical access to local amenities and the A7 coastal road.
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Features
What this home includes
- Alarm system
- Heated pool
- Private garden
- Solarium
- Air conditioning
- Jacuzzi
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Utility room
- Covered parking
- Garage
- Private parking
- Solar panels
- Solar water heating
- Fibre internet
- Smart home
- Beachside
- Close to schools
- Close to the sea
- Close to town
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 4
- Bathrooms
- 3
- Built area
- 179 m²
- Terrace
- 65 m²
- Plot size
- 52 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Orientation
- South
- Energy rating
- D
- Complex
- Las Nayades
- Area
- Costalita
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Costalita, Estepona
Residential complexLas NayadesMap shows the Las Nayades complex location. Exact unit address provided upon request. This property is in CostalitaEsteponaCosta del Sol.
Playa de Guadalmansa
3 mindrive
Club de Golf El Coto de la Serena
7 mindrive
Puerto Estepona
16 mindrive
The International School of Estepona
9 mindrive
Colegio Público Cancelada
5 mindrive
Lidl
4 mindrive
Hospital Hospiten de Estepona
8 mindrive
Farmacia Cespedosa
4 minwalk
Mustang
9 mindrive
San Pedro Alcántara
11 mindrive
Málaga Airport (AGP)
64 mindrive
Gibraltar Airport (GIB)
54 mindrive
9 questions answered
Buying this apartment in Costalita
Can foreigners buy property in Costalita?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Costalita. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Costalita?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
