For sale · Costa del Sol · Marbella
Available4-Bed Apartment in Santa Clara Homes, Marbella
Residential complexSanta Clara HomesGated community
€1,695,000
4 beds · 5 baths · 239 m² built
Ref HT5470666Updated daily · Last sync 26 October 2026
About this property
Overview
Four-bedroom apartment with private pool in Santa Clara, Costa del Sol. This elevated ground-floor residence delivers the rare combination of villa-scale outdoor space within a secure gated community. Your own swimming pool anchors over 250 square metres of private terraces and garden, all oriented south to capture full-day sun.
Inside, 239 square metres of living space includes an open-plan living and dining area that extends directly onto the covered terrace. The layout provides four bedrooms and five bathrooms, with the principal suite occupying its own wing for separation from guest quarters. A covered dining terrace connects to the pool area, creating multiple zones for outdoor living without leaving your own grounds. The kitchen opens to the main living space, and floor-to-ceiling glass along the southern wall pulls natural light deep into the interior.
Santa Clara Homes sits within Santa Clara Golf Marbella in Marbella East, with the clubhouse and first tee a three-minute walk from the residence. The gated community includes a residents' pool, gym, spa facilities, and landscaped gardens maintained by on-site staff, with 24-hour security monitoring all access points. One underground parking space comes with the property, accessed via the complex's secure garage entrance.
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Features
What this home includes
- Private parking
- Close to golf
- Close to schools
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 4
- Bathrooms
- 5
- Built area
- 239 m²
- Terrace
- 89 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Orientation
- South
- Energy rating
- C
- Complex
- Santa Clara Homes
- Area
- Santa Clara
- City
- Marbella
- Province
- Málaga
- Coast
- Costa del Sol
Location
Santa Clara, Marbella
Residential complexSanta Clara HomesMap shows the Santa Clara Homes complex location. Exact unit address provided upon request. This property is in Santa ClaraMarbellaCosta del Sol.
Málaga Airport (AGP)
48 mindrive
9 questions answered
Buying this apartment in Santa Clara
Can foreigners buy property in Santa Clara?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Santa Clara. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Santa Clara?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
