For sale · Costa del Sol · Benahavís
Available4-Bed Apartment in Las Terrazas, Benahavís
Residential complexLas TerrazasGated community
€695,000
4 beds · 3 baths · 145 m² built
Ref HT5490031Updated daily · Last sync 23 October 2026
About this property
Overview
Four-bedroom apartment with private pool in Los Almendros, Costa del Sol. The layout splits across two independent units: a three-bedroom principal residence and a self-contained one-bedroom guest apartment, both accessed from a shared 69sqm south-facing terrace that overlooks the Andalusian countryside and the Mediterranean coastline. The main apartment includes a separate laundry and pantry room off the kitchen, a fireplace in the living area, and an en-suite bathroom in the master bedroom.
The principal living space measures 145sqm built and divides into distinct lounge and dining zones, both opening onto the terrace. The master bedroom has direct terrace access, while the guest bedroom sits alongside a second full bathroom. The kitchen connects to a practical utility annex for storage and laundry equipment. The independent guest apartment contains two bedrooms and one bathroom, offering the option to accommodate extended family or generate rental income. One allocated parking space is included.
Las Terrazas is a gated community in Puerto del Almendro with communal swimming pools, tennis courts, 24-hour security, and landscaped gardens. The complex sits 4km inland from the beaches at Casares Costa and 15 minutes by car from Estepona's marina and old town. The property was built in 1985 and remains in excellent condition, with furniture available by separate negotiation.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Top floor apartment
- Bedrooms
- 4
- Bathrooms
- 3
- Built area
- 145 m²
- Terrace
- 69 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Orientation
- south
- Complex
- Las Terrazas
- Area
- Los Almendros
- City
- Benahavís
- Province
- Málaga
- Coast
- Costa del Sol
Location
Los Almendros, Benahavís
Residential complexLas TerrazasMap shows the Las Terrazas complex location. Exact unit address provided upon request. This property is in Los AlmendrosBenahavísCosta del Sol.
9 questions answered
Buying this apartment in Los Almendros
Can foreigners buy property in Los Almendros?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Los Almendros. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Los Almendros?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
